I am an Assistant Professor of Finance at the Department of Finance at Copenhagen Business School, a Research Fellow at the Danish Finance Institute, a Research Affiliate at CEPR, a CEPR Household Finance Network Member, and a Research Fellow at the Pension Research Centre (PeRCent) at Copenhagen Business School.

I am also a member of the Icelandic Fiscal Policy Council, in charge of evaluating the government’s fiscal policy.  

My research focuses on Household Finance, Behavioral Finance, Consumer Credit, and Labor and Finance.




​NEW:

TFI writes about our research ​project: For richer, for poorer: Financial shocks, within-couple insurance, and debt 

New working paper on the co-holding (or credit card debt) puzzle with John Gathergood: The Coholding Puzzle: New Evidence from Transaction-Level Data 

Research grant from The Think Forward Initiative: Arna Olafsson receives grant from the Think Forward Initiative (TFI)

I am a CEPR research affiliate as of December 2019.

NBER working paper: Credit Smoothing

NBER working paper: Misfortune and Mistake: The Financial Conditions and Decision-making Ability of Hihg-cost Loan Borrowers

Paper published in the AEA Papers and Proceedings: Generational Differences in Managing Personal Finances 

NBER working paper: The Retirement-Consumption Puzzle: New Evidence from Personal Finances 

NBER working paper: FinTech Adoption Across Generations: Financial Fitness in the Information Age

NBER working paper: The Ostrich in Us: Selective Attention to Financial Accounts, Income, Spending, and Liquidity

Research grant from The Danish Council of Independent Research: Arna Olafsson receives grant to study fintech and financial fitness

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